Mold damage that occurs as a result of flooding, a broken pipe or other water-related issues can cause negative affects to you and your family’s health without your knowledge. If you have mold damage, whether hidden or not, it is important to engage a public adjuster who understands the fine print in your policy and how you can assemble and present the right types of documentation to get your mold claim settled fairly. Mold damage occurs in moist, dark areas of your home or commercial property and can affect flooring, wall &/or ceilings. Mold loves drywall too! As mold grows, it will spread and release spores that pollute the air and make their way into air ducts triggering allergic reactions in people.
Mold in homes can cause a variety of other serious health issues and is the enemy of a home’s foundation and structure. It tends to affect wood in much the same way as termite damage, weakening the structure of the building. It will also reproduce and expand behind walls and ceilings without your knowledge. Mold is a live fungus, and it naturally breaks down the dead tissues of organic materials. In nature, mold is an important part of the ecosystem, digesting dead matter and returning it to the soil as food for new plant and animal life.
Mold in the home, however, is not quite as friendly and should be contained and eradicated as soon as possible. Many homeowners choose to hire a public adjuster as an intermediary to work with their insurance company in presenting their mold claims because it makes sense to have someone working for you.
We have the experience and the knowledge to answer your immediate questions and help you through the complicated claims process. One of the first things we do is to evaluate all of the damage and take a good hard look at your policy. Determining the “scope of loss” and analyzing your policy will help us best determine the best way to move forward with your claim to get you the maximum possible settlement.