Damage Claims
Theft and Vandalism
Theft is the act of stealing – the wrongful taking of your personal goods and property to another location. Vandalism is deliberate mischievous or malicious destruction or damage to your goods and property.
A burglary or home invasion results in difficult and stressful feelings for homeowners and renters, regardless of what was taken or damaged. The first step to take after a burglary is calling the police, who will investigate and compile a report listing all items stolen. It is up to you to assist the police in their work and ensure that everything in the report is accurate. Later, if you find that other items are missing, you will need to phone the police to ensure that the report can be updated.
You will also need to notify your insurance company about the burglary or home invasion and file a claim based on the value of the items that have been stolen. The insurance company will check with the police to ensure that a report has been filed and will use that report to make the decision over the amount of money to be paid out against the policy. If you update the police report, you will need to inform your insurance company.
We have the experience and the knowledge to answer all of your questions and help you through the complicated claims process. One of the first things we do is to evaluate all of the damage and take a good hard look at your policy. Determining the “scope of loss” and analyzing your policy will help us best determine the best way to move forward with your claim to get you the maximum possible settlement.